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Capitool Business Finance

Business finance, explained
around your plans

Share what your business needs once. A dedicated broker will review the details, approach potentially suitable lenders from our panel and explain the available options clearly.

  • One clear enquiry
  • No obligation to proceed
  • Costs explained upfront

Finance brokers who work for you, not the lender

Applying to lenders one by one can be time-consuming. We review your requirements and approach lenders from our panel where their criteria appear to fit, then explain the available options clearly.

  • A focused route to suitable options

    We assess your circumstances and approach lenders from our panel where the published criteria appear to fit.

  • One enquiry, a panel of lenders

    Your broker can compare potentially suitable options without asking you to repeat the same initial information lender by lender.

  • A dedicated broker, start to finish

    You'll deal with one named expert who understands your business and handles the paperwork for you.

  • Clear before you proceed

    Any fees, commission arrangements and lender credit searches will be explained before you choose whether to continue.

A simple route to funding

One enquiry, a broker review, and a clear explanation of your options.

  1. 1

    Tell us about your business

    Share the essentials in our funding enquiry form. It is not an application or offer of credit.

  2. 2

    We compare your options

    A broker reviews your circumstances and approaches lenders from our panel where the criteria appear to fit.

  3. 3

    Choose whether to proceed

    Your broker explains available options, costs and next steps. Timings vary by product, lender and the information required.

See what your repayments could look like

Adjust the sliders for an illustrative monthly range. It is a planning aid, not a quote, and excludes fees.

£50,000
£10k£500k
3 years
1 year7 years

Illustrative monthly range

£1,567–£1,758

Example only, using 8%–16% annual interest and excluding fees. Actual rates, costs and terms depend on lender assessment.

Request funding options

Share the essentials once and a broker will review the enquiry with you.

Please do not include bank details or other sensitive information.

This is a broker enquiry, not an application or offer of credit. By submitting, you agree to our privacy policy.

Frequently asked questions

Straight answers to the questions business owners ask us most.

How quickly can I get business finance?

Timings vary by product, lender and the information required. Your broker will explain the likely process once your circumstances have been reviewed.

Will submitting an enquiry affect my credit score?

Submitting the enquiry itself does not affect your credit score. If a lender later needs to carry out a credit search, the type of search will be explained before you proceed.

How much can my business borrow?

Facilities range from £10,000 to £5 million or more, depending on your turnover, trading history and the type of finance. Your broker will give you a realistic figure before you apply.

Do I need to offer security or a personal guarantee?

Not always. Many of our lenders offer unsecured facilities, though a personal guarantee is common. Where security is required, your broker will explain exactly what's involved before you commit to anything.

Can I get finance with a limited trading history?

Yes. While more options open up after two years of trading, we work with lenders who support newer businesses, and products like merchant cash advances and asset finance can suit younger companies.

How much does your service cost?

Our service is free to use. We're paid a commission by the lender when your funding completes, and we'll always disclose this to you. There's no obligation at any stage.

What information do I need to apply?

Just the basics to start: your business name, how much you'd like to borrow and what it's for. If you proceed, you'll usually need recent bank statements and filed accounts — your broker will handle the rest.

Still have questions?Speak to a broker— it's free and there's no obligation.

Ready to move your business forward?

Send one clear funding enquiry or contact a broker to talk through what your business needs. There is no obligation to proceed.

Broker enquiry · No obligation · Options explained before you proceed

Get in touch

Tell us a bit about your business and a broker will get back to you directly.

Please do not include bank details or other sensitive information.

By submitting, you agree to our privacy policy.